Pepper Bibeau’s insurance investigations for a Wisconsin-based company sometimes involve a murder, but she never thought she would cause one. Days before the 1968 Democratic Convention, Pepper arrives in Chicago to settle questionable medical claims from an elusive doctor. Her assignment also includes a background check on a life insurance beneficiary who admits to stabbing his wife. When a close friend is killed, and Pepper is hospitalized after an unprovoked attack, a homicide detective decides someone wants to put a stop to her investigations. For her safety, he suggests she return to Wisconsin, but Pepper is determined to learn why her insurance investigation has stirred up a tragic chain of events. What she discovers are the devastating consequences of one person’s greed that she must expose before someone stops her, permanently.


This is not the genre of book that I have been reading lately, I have been more into paranormal ones. However I really found this book a refreshing change, and in my opinion I would compare it to books by Tess Gerritsen and Karin Slaughter...maybe perhaps not as gory but definitely as good!
"For Every Action There Are Consequences" is a true statement that is reiterated throughout this novel and within the plot line and in many of it's characters too.
The plot is intricately interwoven as are all the characters. What initially begins as two totally separate Insurance Investigations soon become interlinked. Gail Baugniet writes so well that you truly do feel sorry for Pepper Bibeau, you feel her sadness and confusion at the apparent murder of her best friend. You contemplate the same questions that Pepper does..Who would murder her best friend? and Was her best friend the intended target or was it a case of mistaken identity? You literally go through all the suspects and possible scenarios. All this culminates in Pepper having a showdown, and during that showdown all the links reconnect to give us the full picture of what happened and why they happened.
Gail writes the book so we